“HOW LOAN ACCESSIBILITY EFFECTS ON LOAN OUTCOMES THROUGH MEDIATION EFFECT OF FINANCIAL LITERACY AND MODERATION EFFECT OF SOCIAL CUSTOMS. A CASE STUDY OF HYDERABAD, PAKISTAN” (2026) Center for Management Science Research, 4(3), pp. 727–739. Available at: https://cmsrjournal.com/index.php/Journal/article/view/882 (Accessed: 30 April 2026).