“AI-ENABLED PREDICTIVE RISK INTELLIGENCE FOR SAUDI BANKING SYSTEMS: INTEGRATING SHARIAH COMPLIANCE, ADVANCED FINANCIAL ANALYTICS, AND REGULATORY DATA GOVERNANCE” (2026) Center for Management Science Research, 4(3), pp. 1495–1521. Available at: https://cmsrjournal.com/index.php/Journal/article/view/1139 (Accessed: 26 October 2026).