DRIVERS AND CHALLENGES OF ZAKAT INTEGRATION IN DIGITAL BANKING: EVIDENCE FROM PAKISTANI ISLAMIC FINANCIAL INSTITUTIONS. Center for Management Science Research, [S. l.], v. 4, n. 2, p. 346–361, 2026. Disponível em: https://cmsrjournal.com/index.php/Journal/article/view/782. Acesso em: 14 nov. 2026.